Smart Expense Splitting

Split Costs, Not Friendships

Manage shared expenses during events with ease. Track every item, split costs fairly, and settle payments seamlessly.

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10,000+ users

splitting expenses every day

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10K+

Active Users

50K+

Events Created

2M+

Expenses Tracked

$15M+

Settled Payments

Features

Everything You Need to Split Smart

From tracking items to settling payments, PayKuma handles the math so you can enjoy the moment.

Track Every Item

Add expenses on the fly. Log food, drinks, tickets, and more with itemized breakdowns for full transparency.

Smart Splitting

Split equally, by percentage, or by exact amounts. PayKuma adapts to however your group wants to share.

Instant Settlements

See who owes what in real time. Send payment reminders and settle up directly through the app.

Group Events

Create events for trips, dinners, parties, or any gathering. Invite friends and track expenses together.

Expense History

Keep a full record of all your shared expenses. Review past events and download summaries anytime.

Secure & Private

Your financial data stays safe with end-to-end encryption. We never share your information with third parties.

How It Works

Four Simple Steps to Fair Splits

No more awkward money conversations. PayKuma makes splitting expenses as easy as 1-2-3-4.

01

Create an Event

Set up a new event in seconds. Name it, set a date, and you're ready to start tracking.

02

Invite Your Group

Add participants by name or share an invite link. Everyone can see and add expenses in real time.

03

Log & Split Expenses

Add items as you go. Choose how to split each one: equally, by percentage, or custom amounts.

04

Settle Up

PayKuma calculates the simplest way to settle debts. Send reminders and mark payments as complete.

Pricing

Simple, Transparent Pricing

Start free and upgrade as your needs grow. No hidden fees, no surprises.

Free

$0forever

Perfect for casual group outings and small events.

  • Up to 5 participants per event
  • Unlimited expense tracking
  • Equal split calculations
  • Expense history for 30 days
Get Started
Most Popular

Pro

$4.99/month

For frequent event organizers who need advanced features.

  • Unlimited participants
  • Custom split options
  • Payment reminders
  • Export to CSV & PDF
  • Priority support
  • Unlimited history
Start Free Trial

Teams

$12.99/month

Best for organizations managing recurring shared costs.

  • Everything in Pro
  • Team workspaces
  • Admin dashboard
  • Recurring expenses
  • API access
  • Dedicated support
Contact Sales
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Ready to Stop the Awkward Money Talk?

Join thousands of groups who use PayKuma to handle shared expenses without the headache. It only takes a minute to get started.